XRP4U do not display ads to maximise your visit experience, we can only stay online with Coil payments and your generous XRP tips, Thank You!

Coil not detected 😢, check your Chrome/Edge addon, use Puma App for Mobile or Subscribe at Coil.com to help support XRP4U.com!

Coil ❤️

XRP Basics
For the Beginner


Global digital currency

We all need to start somewhere

the basics

topics have been listed in specific order to gradually build a complete picture

Money & Currency

9,000 years of Money


You give to get


How good are you at keeping secrets?

Crypto Currency/Digital Asset

The furure of money is here

The Internet

Connecting everywhere to everywhere


Cooking the books!

The XRP Ledger

Putting all the puzzle pieces together

Digital Wallets

A smart Wallet on your Mobile phone


Send it, recieve it, and spend spend spend


Prices can down as well as up

to buy something you need

money & Currency

Evolution of money

9,000 years to today

Over human history we have used various methods of ‘Money’ to exchange something for something as a payment, this something must be accepted as valuableportable and exchangeable

9,000 years ago some people used the Cowrie shell, which was used to make jewellery

4,000 years ago some people used bushels of wheat

2,600 years ago the first stamped gold coins were used

1,500 years ago the first paper money was used it was like an I owe you.

In a world of computers digital money is now being used, when you use your phone app to pay for an item the money is digital.


money is Currency

As various types of money came into use it became difficult for everyone to agree what was acceptable and how valuable the items were. It would be easier to choose a small number of items and give them a set value, then everyone agrees to use this to buy and sell with.

The nations ruler will then say this money is now our Currency.

In past history every country had their own Currency, this would have been set of Gold, Copper or other types of metal coins, the size and weight changed their value.

Around the world today types of currency are the Great British Pound, the Dollar, the Peso etc. The money that makes the currency would be a five pound note, a one pound coin etc.

Currency can be made of any type of money as long as the people accept it. Computers and smart phones has made much of the world population move to internet banking, the currency is the same, the Pound, Dollar and Peso etc but the Money is changing from notes and coins to digital internet money. So we say the currency is digital or more commonly we say Digital Currency.

to buy something you need



Use them, Exchange them, give them or get them

A token is an easy way to give someone something that represents something else. Tokens come in many shapes forms, in the casino they are small plastic discs, you can print a token in the newspaper or on a cereal box to collect for a product or a discount.

In an arcade some games give you printed tokens if you win, if you collect 1,000 tokens you can go to the counter and swap the token for a fluffy toy, so you used the token to get a toy, another way of saying this is that you utilised (used) the token to get a fluffy toy, so this printed token is said to be a Utility Token.

A utility token can be used within a computer to move data inside it or the data can be sent outside to the internet, as all the information inside the computer is digital information we call this type of token a Digital Token

The unbreakable code



How good are you at keeping a secret?

If you use your computer to log into your banks website how do you know someone bad is not capturing the data from your computer and stealing your log details. To stop thieves stealing your information the banks web page puts your login details into a mathematical equation called encryption,  this creates a small piece of data that hides your details within it, this small piece of data is called a Token, whoever gets the token will then use decryption to read the token data and if the details are correct you can log into the banks website. The science of using encryption and decryption is called Cryptography.

As Cryptography was used to create a token the token is called a Cryptographic Token

Going back to the arcade story again we were given a printed token from the game, we gave the token to the person at the counter and they gave us a fluffy toy, now we want to login to our banks website so we enter our login details into the banks web page and the web page created a Cryptograhic digital token that was given (sent) to the login server and the server gave us access to our bank account.

Cryptocurrency is a digital Money



Cryptocurrency is digital Money

Glancing back over what you have learnt so far you will see I have highlighted certain key words, we will now bring these together to explain how we get to the Crptocurrency called XRP!

We know that Money which is a £50 note, a 1 penny coin and every denomination in between is called Currency, this money can be in your pocket or we can make it digital by taking it to a bank and they put digital currency into your online bank account (remember money was they paper notes and coins we gave them which they keep, they then give you the same amount of currency as a digital currency), you can then use your mobile to shop online.

Here comes the fun bit! anyone can create their own private digital currency! But, many countries do allow a private digital currencies, we will come back to the law bit later.


Cryptocurrency is digital Money



XRP4U Landing Page

Home Page

A login is not required to use XRP4U but you may want to create a Login for the XRP4U shop, the XRP4U shop also has a Guest checkout.

You can also create a Login using your Social media for security and simplicity.


Here we simply explain what XRP is and Who is utilising XRP transactions in their products (XRP Ecosystem)

XRP: Brief overview and History

XRPL Simply Explained

XRPL Projects/XRPL Labs

  • XUMM
  • XRPTipBot

SBI Ripple Asia


UK Crypto TAX guides

XRP4U are constantly monitoring XRPL Wallet availability. Here we have selected the safest most fully featured XRPL wallet for your devices


Web Browser: Ensure your Anti Virus is fully updated!


The XRP Ledger contains a fully-functional decentralised exchange where users can trade issued currencies for XRP or each other:


XRP4U are working hard to create quality FREE Tutorials for our visitors, we hope the list will grow quickly.

Topics will include XRP and XRPL knowledge, SEND XRP, DEX, Escrow,  advanced Wallet use etc.

Checkout our list of Tutorials 


XRP4U are busy working on a new web based learning site dedicated to XRP and the XRP Ledger, we hope we can have this released asap, am a busy bee!

RippleNet ODL (On Demand Liquidity) has a crucial part to play in the success of the XRP Ledger. For this reason I have broken ODL out of the Ripple page and given it a well deserved home of it’s own!


There are number of high profile developers and many superb XRPL projects both Live and being built, here XRP4U will add and track as many live projects as we can and add developer profiles as and when they join the #XRPCommunity.

Developer Portal

The XRP Community Fund will be used to support the development of tools / apps / integrations / plugins that make it easier to use XRP for (consumer/small business) payments. They also hope to attract more developers to the community. Bounties will be available for developers working on tools requested over a longer period of time by the XRP Community.

XRP Ledger Foundation

The Heroes of the XRP Ledger


This is a sneek peak as page still under construction!

Coil is a Web Monetization streaming payment service that streams payments in XRP or US Dollars when content is viewed.

Video Platforms

  • Cinnamon Video
  • Imgur
  • Youtube
  • Twitch

Website content

Bringing Turing complete smart contracts to XRP

XRP4U monitors the internet for the best FREE tools for the XRP Ledger, here are an example of some of our favourites!

Our XRPL Tools page gives an overview of all the Favourites.

XRP4U XRPL Tools page

Dive deep into the XRP Ledger with XRPSCAN: The best XRP Ledger Explorer!

Get notified for all XRP transactions in/out of specified XRP addresses! Handy for the transactions you make, critical for any you DID NOT! XRPBALANCE.info

Where in the World is all the XRP? xrptracker.kka72.com tells you where it is! search large transactions and more! All in Real time! 

More than enough Eye candy to make your teeth fall out! Some eye dazzling graphics created from real time transactions on the XRP Ledger.

XRP4U have squeezed together on the same page some of the best sites so sit back with some popcorn and enjoy! PC/Tablet viewing only!

XRP4U XRPL graphics overload!





Learn and Practice using 3,000 XRP on the XRPL TestNet, don’t risk your XRP playing and learning in the real world, its far to precious!

The Lab contains 3 XRPL Testnet wallets that are hosted by GitHub, you can send and receive XRP (watch the speed!) between the 3 wallets and learn other advanced functions safely, including creating an XRPL Issued Currency!

XRP4U TestNet Lab

Everyone has their favourite Twitter user or YouTuber etc, this is an extensive long list of our favourites.



XRP Chat

Coil Blogs

Please contact us for any incorrect information shown, any comments, any suggestions, any praises, anything! Thank You

Contact Us

XRP4U Blog

We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services